cashatwork: August 2012

Lotto Results – August 29, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 49-08-01-02-28-35
Jackpot Prize: Php 167,793,847.20
No Winner

Lotto draw: Mega Lotto 6/45
Winning numbers: 03-34-12-33-42-25
Jackpot Prize: Php 4,500,000.00
1 Winner

Lotto Results – August 28, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 26-17-05-13-35-09
Jackpot Prize: Php 25,287,260.40
No Winner

Lotto draw: Lotto 6/42
Winning numbers: 12-29-27-11-04-09
Jackpot Prize: Php 6,190,594.20
2 Winner

Lotto Results – August 27, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 22-52-39-30-36-41
Jackpot Prize: Php 156,005,107.20
No Winner

Lotto draw: Mega Lotto 6/45
Winning numbers: 24-25-14-36-05-10
Jackpot Prize: Php 4,500,000.00
2 Winner

Lotto Results – August 26, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 09-35-49-21-48-40
Jackpot Prize: Php 20,797,617.60
No Winner

Lotto Results – August 25, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 39-31-46-53-37-27
Jackpot Prize: Php 145,875,769.20
No Winner

Lotto draw: Lotto 6/42
Winning numbers: 16-23-04-02-35-11
Jackpot Prize: Php 3,082,773.60
0 Winner

Lotto Results – August 24, 2012

Lotto draw: Mega Lotto 6/45
Winning numbers: 29-30-10-38-31-37
Jackpot Prize: Php 52,244,391.60
1 Winner

Lotto Results – August 23, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 43-10-27-09-44-34
Jackpot Prize: Php 16,000,000.00
0 Winner

Lotto draw: Lotto 6/42
Winning numbers: 24-26-17-25-02-22
Jackpot Prize: Php 3,096,108.00
1 Winner

Lotto Results – August 22, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 24-03-42-36-35-06
Jackpot Prize: Php 134,938,252.80
No Winner

Lotto draw: Mega Lotto 6/45
Winning numbers: 28-17-20-10-19-31
Jackpot Prize: Php 45,976,503.60
No Winner

Lotto Results – August 21, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 01-12-35-17-09-47
Jackpot Prize: Php 16,000,000.00
No Winner

Lotto draw: Lotto 6/42
Winning numbers: 24-17-18-33-35-04
Jackpot Prize: Php 12,622,581.00
1 Winner

Lotto Results – August 20, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 37-05-36-22-52-03
Jackpot Prize: Php 126,095,540.40
No Winner

Lotto draw: Mega Lotto 6/45
Winning numbers: 22-27-05-30-13-21
Jackpot Prize: Php 41,248,126.80
0 Winner

Lotto Results – August 19, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 18-37-02-10-21-41
Jackpot Prize: Php 16,000,000.00
No Winner

Lotto Results – August 18, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 25-15-29-35-31-48
Jackpot Prize: Php 117,936,806.40
No Winner

Lotto draw: Lotto 6/42
Winning numbers: 21-41-36-26-27-24
Jackpot Prize: Php 9,201,709.80
0 Winner

Lotto Results – August 17, 2012

Lotto draw: Mega Lotto 6/45
Winning numbers: 04-44-01-08-33-37
Jackpot Prize: Php 36,871,635.60
0 Winner

Lotto Results – August 16, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 07-30-20-12-05-08
Jackpot Prize: Php 16,000,000.00
5 Winner

Lotto draw: Lotto 6/42
Winning numbers: 05-06-24-39-37-22
Jackpot Prize: Php 5,976,162.00
0 Winner

Lotto Results – August 15, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 50-17-41-27-13-31
Jackpot Prize: Php 108,279,252.00
No Winner

Lotto draw: Mega Lotto 6/45
Winning numbers: 15-40-12-45-19-41
Jackpot Prize: Php 31,107,303.00
No Winner

Lotto Results – August 14, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 01-38-37-12-47-09
Jackpot Prize: Php 28,530,781.20
1 Winner

Lotto draw: Lotto 6/42
Winning numbers: 12-21-07-24-16-42
Jackpot Prize: Php 3,000,000.00
No Winner

How Earnings are Computed in Mutual Funds

So do you think Mutual fund is the right investment for you? If this is where you want to place your hard earned money, you need to understand how it works and how exactly you will earn from it. This section will explain how.

Lotto Results – August 13, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 43-18-20-24-44-34
Jackpot Prize: Php 100,548,763.20
No Winner

Lotto draw: Mega Lotto 6/45
Winning numbers: 16-13-27-29-12-38
Jackpot Prize: Php 27,005,724.00
0 Winner

Lotto Results – August 12, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 36-22-23-33-24-39
Jackpot Prize: Php 24,126,303.60
No Winner

Lotto Results – August 11, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 08-13-38-28-29-02
Jackpot Prize: Php 93,514,100.40
No Winner

Lotto draw: Lotto 6/42
Winning numbers: 38-10-23-15-19-42
Jackpot Prize: Php 3,053,079.00
1 Winner

Lotto Results – August 10, 2012

Lotto draw: Mega Lotto 6/45
Winning numbers: 01-16-15-39-34-43
Jackpot Prize: Php 22,918,734.00
0 Winner

Lotto Results – August 9, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 49-11-09-17-05-20
Jackpot Prize: Php 17,733,351.60
No Winner

Lotto draw: Lotto 6/42
Winning numbers: 42-14-41-22-25-33
Jackpot Prize: Php 15,136,385.40
1 Winner

Lotto Results – August 8, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 40-20-23-13-16-47
Jackpot Prize: Php 85,870,497.60
No Winner

Lotto draw: Mega Lotto 6/45
Winning numbers: 14-15-20-16-17-34
Jackpot Prize: Php 18,008,082.00
No Winner

Lotto Results – August 7, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 48-30-27-19-32-29
Jackpot Prize: Php 16,000,000.00
0 Winner

Lotto draw: Lotto 6/42
Winning numbers: 20-04-15-39-41-35
Jackpot Prize: Php 11,884,741.20
No Winner

Lotto Results – August 6, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 07-19-16-10-22-33
Jackpot Prize: Php 80,836,002.00
No Winner

Lotto draw: Mega Lotto 6/45
Winning numbers: 27-42-02-34-21-05
Jackpot Prize: Php 15,118,164.00
0 Winner

Lotto Results – August 5, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 11-19-28-49-38-20
Jackpot Prize: Php 16,000,000.00
No Winner

Lotto Results – August 4, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 11-08-33-47-27-01
Jackpot Prize: Php 74,537,006.40
No Winner

Lotto draw: Lotto 6/42
Winning numbers: 33-28-15-19-30-23
Jackpot Prize: Php 9,605,406.60
No Winner

Advantages of Investing in a Mutual Fund

Mutual Funds Offer Diversification – When you buy a mutual fund it's like getting access to hundreds of individual stocks or bonds. This way of investing minimizes your exposure to potential volatility unlike buying individual securities.
Mutual Funds Are Liquid – Liquidity is a measure of how quickly you can convert your assets into cash at your discretion. Depending on the policies of your Mutual fund Company, if you want to sell, the proceeds from the sale is usually available the day after you sell the mutual fund.
Mutual Funds Come in Many Varieties – A mutual fund comes in many types and styles. There are stock funds, bond funds, money market mutual funds and balanced funds. The availability of different types of mutual funds allows you to build a diversified portfolio at low cost and without much difficulty.
Mutual Funds are Professionally Managed – Many investors may not have the resources or the time to manage individual stocks. Unlike investing in individual securities, which requires resources and considerable amount of time, mutual fund has managers and professional analysts dedicated to researching and analyzing current and potential holdings for their mutual fund.
Mutual Funds Offer Automatic Reinvestment – Depending on the Mutual fund policy, an investor can easily and automatically have capital gains and dividends reinvested into their mutual fund without extra fees.

Disadvantages of Investing in a Mutual Fund

No Insurance – Mutual funds are not insured against losses. Meaning, despite its risk-reducing diversification benefits, losses can still occur, and it is possible (although extremely unlikely) that you could even lose your entire investment.
Fees and Expenses – Someone should manage the fund and this fund manager, like every professional, has corresponding payment. There are also commission and redemption fees and some operating fees that pay for the fund's management expenses.
Investors does not have the control – The fund managers does all the decision making about which securities to buy/sell and when to do so. One thing you ought to remember when you invest in mutual fund is that you trust your money with someone else.
Trading Limitations – Although mutual funds are highly liquid in general, most mutual funds cannot be bought or sold in the middle of the trading day. Buying and selling usually happens at the end of the day, once the current value of the holdings has been calculated.
Dilution – Diversification reduces the risk involved in investing in mutual funds, however, it also pose the disadvantages of diluting the returns. For example, if a single security held by a mutual fund doubles in value, the mutual fund itself would not double in value because that security is only a portion of the fund's holdings. By holding a large number of different investments, mutual funds tend to do neither exceptionally well nor exceptionally poorly.

Lotto Results – August 3, 2012

Lotto draw: Mega Lotto 6/45
Winning numbers: 01-41-16-31-40-10
Jackpot Prize: Php 11,650,597.20
0 Winner

Lotto Results – August 2, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 12-38-42-48-01-37
Jackpot Prize: Php 16,000,000.00
No Winner

Lotto draw: Lotto 6/42
Winning numbers: 32-06-01-38-20-10
Jackpot Prize: Php 6,329,917.80
No Winner

Types of Mutual Funds

In the Philippines there are four types of mutual funds: stock Equity (commonly known as Stocks), bond, balanced, and money market.

What is a Mutual Fund?

Mutual fund is a type of investment that allows a group of people (investors) to pool (combine) their money and hire a professional manager. The fund manager then invests this money by buying securities such as stocks, bonds or money market instruments.

There are two ways to earn in mutual fund:

1) From the capital gain (increase in value) of the security.
2) Dividend or interest income.

These earnings less the charges and expenses (net) are passed on to the shareholders. The value of a share of the mutual fund, called the Net Asset Value (NAV), is calculated daily based on the fund’s total value divided by the total number of outstanding shares.

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