cashatwork: 2012

Lotto Results – October 01, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 35-06-26-13-21-22
Jackpot Prize: Php 34,190,575.20
No Winner

Lotto draw: Mega Lotto 6/45
Winning numbers: 42-33-07-20-14-35
Jackpot Prize: Php 13,239,408.60
1 Winner

Lotto Results – September 30, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 33-37-44-01-17-45
Jackpot Prize: Php 23,462,200.80
1 Winner

Lotto Results – September 29, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 13-05-22-06-49-24
Jackpot Prize: Php 30,000,000.00
No Winner

Lotto draw: Lotto 6/42
Winning numbers: 21-15-10-04-23-09
Jackpot Prize: Php 51,241,667.40
2 Winner

Lotto Results – September 28, 2012

Lotto draw: Mega Lotto 6/45
Winning numbers: 19-32-43-41-44-27
Jackpot Prize: Php 8,954,994.60
No Winner

Lotto Results – September 27, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 28-49-37-33-25-07
Jackpot Prize: Php 16,406,024.40
No Winner

Lotto draw: Lotto 6/42
Winning numbers: 19-05-41-30-03-35
Jackpot Prize: Php 44,962,830.00
0 Winner

Lotto Results – September 26, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 27-54-44-21-48-55
Jackpot Prize: Php 30,000,000.00
No Winner

Lotto draw: Mega Lotto 6/45
Winning numbers: 45-16-06-34-04-19
Jackpot Prize: Php 4,500,000.00
No Winner

Lotto Results – September 25, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 07-34-21-28-10-18
Jackpot Prize: Php 16,000,000.00
No Winner

Lotto draw: Lotto 6/42
Winning numbers: 20-06-30-25-36-32
Jackpot Prize: Php 39,138,085.80
No Winner

Lotto Results – September 24, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 12-17-23-44-51-25
Jackpot Prize: Php 30,000,000.00
No Winner

Lotto draw: Mega Lotto 6/45
Winning numbers: 13-35-17-22-03-10
Jackpot Prize: Php 4,500,000.00
1 Winner

Lotto Results – September 23, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 04-28-03-37-29-24
Jackpot Prize: Php 16,000,000.00
No Winner

Lotto Results – September 22, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 47-19-07-03-55-29
Jackpot Prize: Php 30,000,000.00
No Winner

Lotto draw: Lotto 6/42
Winning numbers: 18-03-01-41-31-19
Jackpot Prize: Php 33,316,848.00
0 Winner

Lotto Results – September 21, 2012

Lotto draw: Mega Lotto 6/45
Winning numbers: 10-26-07-45-17-14
Jackpot Prize: Php 24,901,660.80
1 Winner

Lotto Results – September 20, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 22-11-17-23-43-12
Jackpot Prize: Php 102,728,466.00
1 Winner

Lotto draw: Lotto 6/42
Winning numbers: 31-27-37-40-19-30
Jackpot Prize: Php 28,260,214.20
0 Winner

Lotto Results – September 19, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 43-36-22-40-31-25
Jackpot Prize: Php 30,000,000.00
No Winner

Lotto draw: Mega Lotto 6/45
Winning numbers: 01-42-10-31-03-12
Jackpot Prize: Php 18,872,706.60
No Winner

Lotto Results – September 18, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 47-33-24-29-43-05
Jackpot Prize: Php 93,917,862.00
No Winner

Lotto draw: Lotto 6/42
Winning numbers: 39-13-24-34-06-40
Jackpot Prize: Php 23,787,223.20
No Winner

Lotto Results – September 17, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 47-08-24-28-26-14
Jackpot Prize: Php 30,000,000.00
1 Winner

Lotto draw: Mega Lotto 6/45
Winning numbers: 40-19-15-34-18-07
Jackpot Prize: Php 14,517,505.80
0 Winner

Lotto Results – September 16, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 30-28-34-48-10-04
Jackpot Prize: Php 85,795,502.40
No Winner

Lotto Results – September 15, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 43-45-17-15-11-04
Jackpot Prize: Php 30,000,000.00
1 Winner

Lotto draw: Lotto 6/42
Winning numbers: 03-25-28-07-16-38
Jackpot Prize: Php 19,285,275.60
0 Winner

Lotto Results – September 14, 2012

Lotto draw: Mega Lotto 6/45
Winning numbers: 30-06-05-26-43-25
Jackpot Prize: Php 9,813,826.80
No Winner

Lotto Results – September 13, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 21-23-19-08-45-05
Jackpot Prize: Php 75,734,348.40
0 Winner

Lotto draw: Lotto 6/42
Winning numbers: 09-19-08-42-28-38
Jackpot Prize: Php 14,946,004.80
0 Winner

Lotto Results – September 12, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 25-52-26-05-49-17
Jackpot Prize: Php 299,897,496.00
2 Winner

Lotto draw: Mega Lotto 6/45
Winning numbers: 27-09-18-32-34-02
Jackpot Prize: Php 4,500,000.00
No Winner

Lotto Results – September 11, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 02-17-44-28-49-36
Jackpot Prize: Php 67,444,866.00
No Winner

Lotto draw: Lotto 6/42
Winning numbers: 08-16-42-12-14-15
Jackpot Prize: Php 10,913,243.40
No Winner

Lotto Results – September 10, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 17-52-24-26-37-45
Jackpot Prize: Php 270,627,339.60
No Winner

Lotto draw: Mega Lotto 6/45
Winning numbers: 19-37-26-13-02-17
Jackpot Prize: Php 18,599,063.40
1 Winner

Lotto Results – September 09, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 47-28-22-36-20-29
Jackpot Prize: Php 59,778,954.00
No Winner

Lotto Results – September 08, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 40-18-29-45-27-01
Jackpot Prize: Php 246,984,321.60
No Winner

Lotto draw: Lotto 6/42
Winning numbers: 25-35-03-07-27-24
Jackpot Prize: Php 6,979,752.00
0 Winner

Lotto Results – September 7, 2012

Lotto draw: Mega Lotto 6/45
Winning numbers: 38-27-32-43-06-22
Jackpot Prize: Php 14,012,424.00
No Winner

Lotto Results – September 6, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 42-12-16-48-02-19
Jackpot Prize: Php 50,728,244.40
0 Winner

Lotto draw: Lotto 6/42
Winning numbers: 19-06-21-29-33-37
Jackpot Prize: Php 3,369,785.40
0 Winner

Lotto Results – September 5, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 16-20-28-08-27-51
Jackpot Prize: Php 220,713,217.20
No Winner

Lotto draw: Mega Lotto 6/45
Winning numbers: 25-17-06-42-09-14
Jackpot Prize: Php 8,098,916.40
No Winner

Lotto Results – September 4, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 09-29-23-20-28-41
Jackpot Prize: Php 43,635,754.80
No Winner

Lotto draw: Lotto 6/42
Winning numbers: 03-30-19-39-20-07
Jackpot Prize: Php 9,858,880.80
1 Winner

Lotto Results – September 3, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 06-13-24-03-08-54
Jackpot Prize: Php 198,338,022.00
No Winner

Lotto draw: Mega Lotto 6/45
Winning numbers: 32-38-06-27-11-35
Jackpot Prize: Php 4,500,000.00
0 Winner

Lotto Results – September 02, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 22-17-36-14-46-47
Jackpot Prize: Php 37,811,692.80
No Winner

Lotto Results – September 01, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 22-03-36-17-15-45
Jackpot Prize: Php 182,472,091.20
No Winner

Lotto draw: Lotto 6/42
Winning numbers: 18-33-16-28-42-09
Jackpot Prize: Php 6,217,437.60
0 Winner

Lotto Results – August 31, 2012

Lotto draw: Mega Lotto 6/45
Winning numbers: 14-33-10-24-02-45
Jackpot Prize: Php 4,919,544.00
1 Winner

Lotto Results – August 30, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 21-25-46-43-02-27
Jackpot Prize: Php 30,532,060.80
0 Winner

Lotto draw: Lotto 6/42
Winning numbers: 19-12-32-27-07-35
Jackpot Prize: Php 3,026,993.40
0 Winner

Lotto Results – August 29, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 49-08-01-02-28-35
Jackpot Prize: Php 167,793,847.20
No Winner

Lotto draw: Mega Lotto 6/45
Winning numbers: 03-34-12-33-42-25
Jackpot Prize: Php 4,500,000.00
1 Winner

Lotto Results – August 28, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 26-17-05-13-35-09
Jackpot Prize: Php 25,287,260.40
No Winner

Lotto draw: Lotto 6/42
Winning numbers: 12-29-27-11-04-09
Jackpot Prize: Php 6,190,594.20
2 Winner

Lotto Results – August 27, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 22-52-39-30-36-41
Jackpot Prize: Php 156,005,107.20
No Winner

Lotto draw: Mega Lotto 6/45
Winning numbers: 24-25-14-36-05-10
Jackpot Prize: Php 4,500,000.00
2 Winner

Lotto Results – August 26, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 09-35-49-21-48-40
Jackpot Prize: Php 20,797,617.60
No Winner

Lotto Results – August 25, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 39-31-46-53-37-27
Jackpot Prize: Php 145,875,769.20
No Winner

Lotto draw: Lotto 6/42
Winning numbers: 16-23-04-02-35-11
Jackpot Prize: Php 3,082,773.60
0 Winner

Lotto Results – August 24, 2012

Lotto draw: Mega Lotto 6/45
Winning numbers: 29-30-10-38-31-37
Jackpot Prize: Php 52,244,391.60
1 Winner

Lotto Results – August 23, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 43-10-27-09-44-34
Jackpot Prize: Php 16,000,000.00
0 Winner

Lotto draw: Lotto 6/42
Winning numbers: 24-26-17-25-02-22
Jackpot Prize: Php 3,096,108.00
1 Winner

Lotto Results – August 22, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 24-03-42-36-35-06
Jackpot Prize: Php 134,938,252.80
No Winner

Lotto draw: Mega Lotto 6/45
Winning numbers: 28-17-20-10-19-31
Jackpot Prize: Php 45,976,503.60
No Winner

Lotto Results – August 21, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 01-12-35-17-09-47
Jackpot Prize: Php 16,000,000.00
No Winner

Lotto draw: Lotto 6/42
Winning numbers: 24-17-18-33-35-04
Jackpot Prize: Php 12,622,581.00
1 Winner

Lotto Results – August 20, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 37-05-36-22-52-03
Jackpot Prize: Php 126,095,540.40
No Winner

Lotto draw: Mega Lotto 6/45
Winning numbers: 22-27-05-30-13-21
Jackpot Prize: Php 41,248,126.80
0 Winner

Lotto Results – August 19, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 18-37-02-10-21-41
Jackpot Prize: Php 16,000,000.00
No Winner

Lotto Results – August 18, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 25-15-29-35-31-48
Jackpot Prize: Php 117,936,806.40
No Winner

Lotto draw: Lotto 6/42
Winning numbers: 21-41-36-26-27-24
Jackpot Prize: Php 9,201,709.80
0 Winner

Lotto Results – August 17, 2012

Lotto draw: Mega Lotto 6/45
Winning numbers: 04-44-01-08-33-37
Jackpot Prize: Php 36,871,635.60
0 Winner

Lotto Results – August 16, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 07-30-20-12-05-08
Jackpot Prize: Php 16,000,000.00
5 Winner

Lotto draw: Lotto 6/42
Winning numbers: 05-06-24-39-37-22
Jackpot Prize: Php 5,976,162.00
0 Winner

Lotto Results – August 15, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 50-17-41-27-13-31
Jackpot Prize: Php 108,279,252.00
No Winner

Lotto draw: Mega Lotto 6/45
Winning numbers: 15-40-12-45-19-41
Jackpot Prize: Php 31,107,303.00
No Winner

Lotto Results – August 14, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 01-38-37-12-47-09
Jackpot Prize: Php 28,530,781.20
1 Winner

Lotto draw: Lotto 6/42
Winning numbers: 12-21-07-24-16-42
Jackpot Prize: Php 3,000,000.00
No Winner

How Earnings are Computed in Mutual Funds

So do you think Mutual fund is the right investment for you? If this is where you want to place your hard earned money, you need to understand how it works and how exactly you will earn from it. This section will explain how.

Lotto Results – August 13, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 43-18-20-24-44-34
Jackpot Prize: Php 100,548,763.20
No Winner

Lotto draw: Mega Lotto 6/45
Winning numbers: 16-13-27-29-12-38
Jackpot Prize: Php 27,005,724.00
0 Winner

Lotto Results – August 12, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 36-22-23-33-24-39
Jackpot Prize: Php 24,126,303.60
No Winner

Lotto Results – August 11, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 08-13-38-28-29-02
Jackpot Prize: Php 93,514,100.40
No Winner

Lotto draw: Lotto 6/42
Winning numbers: 38-10-23-15-19-42
Jackpot Prize: Php 3,053,079.00
1 Winner

Lotto Results – August 10, 2012

Lotto draw: Mega Lotto 6/45
Winning numbers: 01-16-15-39-34-43
Jackpot Prize: Php 22,918,734.00
0 Winner

Lotto Results – August 9, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 49-11-09-17-05-20
Jackpot Prize: Php 17,733,351.60
No Winner

Lotto draw: Lotto 6/42
Winning numbers: 42-14-41-22-25-33
Jackpot Prize: Php 15,136,385.40
1 Winner

Lotto Results – August 8, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 40-20-23-13-16-47
Jackpot Prize: Php 85,870,497.60
No Winner

Lotto draw: Mega Lotto 6/45
Winning numbers: 14-15-20-16-17-34
Jackpot Prize: Php 18,008,082.00
No Winner

Lotto Results – August 7, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 48-30-27-19-32-29
Jackpot Prize: Php 16,000,000.00
0 Winner

Lotto draw: Lotto 6/42
Winning numbers: 20-04-15-39-41-35
Jackpot Prize: Php 11,884,741.20
No Winner

Lotto Results – August 6, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 07-19-16-10-22-33
Jackpot Prize: Php 80,836,002.00
No Winner

Lotto draw: Mega Lotto 6/45
Winning numbers: 27-42-02-34-21-05
Jackpot Prize: Php 15,118,164.00
0 Winner

Lotto Results – August 5, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 11-19-28-49-38-20
Jackpot Prize: Php 16,000,000.00
No Winner

Lotto Results – August 4, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 11-08-33-47-27-01
Jackpot Prize: Php 74,537,006.40
No Winner

Lotto draw: Lotto 6/42
Winning numbers: 33-28-15-19-30-23
Jackpot Prize: Php 9,605,406.60
No Winner

Advantages of Investing in a Mutual Fund

Mutual Funds Offer Diversification – When you buy a mutual fund it's like getting access to hundreds of individual stocks or bonds. This way of investing minimizes your exposure to potential volatility unlike buying individual securities.
Mutual Funds Are Liquid – Liquidity is a measure of how quickly you can convert your assets into cash at your discretion. Depending on the policies of your Mutual fund Company, if you want to sell, the proceeds from the sale is usually available the day after you sell the mutual fund.
Mutual Funds Come in Many Varieties – A mutual fund comes in many types and styles. There are stock funds, bond funds, money market mutual funds and balanced funds. The availability of different types of mutual funds allows you to build a diversified portfolio at low cost and without much difficulty.
Mutual Funds are Professionally Managed – Many investors may not have the resources or the time to manage individual stocks. Unlike investing in individual securities, which requires resources and considerable amount of time, mutual fund has managers and professional analysts dedicated to researching and analyzing current and potential holdings for their mutual fund.
Mutual Funds Offer Automatic Reinvestment – Depending on the Mutual fund policy, an investor can easily and automatically have capital gains and dividends reinvested into their mutual fund without extra fees.

Disadvantages of Investing in a Mutual Fund

No Insurance – Mutual funds are not insured against losses. Meaning, despite its risk-reducing diversification benefits, losses can still occur, and it is possible (although extremely unlikely) that you could even lose your entire investment.
Fees and Expenses – Someone should manage the fund and this fund manager, like every professional, has corresponding payment. There are also commission and redemption fees and some operating fees that pay for the fund's management expenses.
Investors does not have the control – The fund managers does all the decision making about which securities to buy/sell and when to do so. One thing you ought to remember when you invest in mutual fund is that you trust your money with someone else.
Trading Limitations – Although mutual funds are highly liquid in general, most mutual funds cannot be bought or sold in the middle of the trading day. Buying and selling usually happens at the end of the day, once the current value of the holdings has been calculated.
Dilution – Diversification reduces the risk involved in investing in mutual funds, however, it also pose the disadvantages of diluting the returns. For example, if a single security held by a mutual fund doubles in value, the mutual fund itself would not double in value because that security is only a portion of the fund's holdings. By holding a large number of different investments, mutual funds tend to do neither exceptionally well nor exceptionally poorly.

Lotto Results – August 3, 2012

Lotto draw: Mega Lotto 6/45
Winning numbers: 01-41-16-31-40-10
Jackpot Prize: Php 11,650,597.20
0 Winner

Lotto Results – August 2, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 12-38-42-48-01-37
Jackpot Prize: Php 16,000,000.00
No Winner

Lotto draw: Lotto 6/42
Winning numbers: 32-06-01-38-20-10
Jackpot Prize: Php 6,329,917.80
No Winner

Types of Mutual Funds

In the Philippines there are four types of mutual funds: stock Equity (commonly known as Stocks), bond, balanced, and money market.

What is a Mutual Fund?

Mutual fund is a type of investment that allows a group of people (investors) to pool (combine) their money and hire a professional manager. The fund manager then invests this money by buying securities such as stocks, bonds or money market instruments.

There are two ways to earn in mutual fund:

1) From the capital gain (increase in value) of the security.
2) Dividend or interest income.

These earnings less the charges and expenses (net) are passed on to the shareholders. The value of a share of the mutual fund, called the Net Asset Value (NAV), is calculated daily based on the fund’s total value divided by the total number of outstanding shares.

Lotto Results – August 1, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 54-04-27-26-33-36
Jackpot Prize: Php 67,684,402.80
No Winner

Lotto draw: Mega Lotto 6/45
Winning numbers: 05-14-17-19-36-37
Jackpot Prize: Php 6,761,586.60
No Winner

Forbes Most Beautiful Cars of 2012

“Beauty first and foremost is the No. 1 factor in evaluating a car... If it is beautiful, it always captivates people.” – David Gooding

Here's a list of the most beautiful cars for year 2012.

Lotto Results – July 31, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 02-28-10-07-38-08
Jackpot Prize: Php 72,709,153.20
1 Winner

Lotto draw: Lotto 6/42
Winning numbers: 29-04-28-41-02-01
Jackpot Prize: Php 3,160,612.80
No Winner

Eye on Cebu: An Investment and Economic Summit

The Philippine Stock Exchange, Inc., in partnership with Bloomberg Philippines will be holding a FREE Investment and Economic Summit in Cebu entitled “Eye on Cebu.”

Cebu’s strategic location as a regional transport hub, along with its drivers for growth in the sectors of real estate, tourism and business process outsourcing triggered the rise of its revenues. Investment by small and medium enterprises in the province also contributed to the growth of the Philippine economy. This has encouraged the PSE to establish the first provincial marketing office in September last year.

Limited seats available. For reservations, please contact mbdecastro@pse.com.ph or lsdenson@pse.com.ph.

Lotto Results – July 30, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 04-31-33-42-43-46
Jackpot Prize: Php 61,614,745.20
No Winner

Lotto draw: Mega Lotto 6/45
Winning numbers: 42-13-41-19-44-21
Jackpot Prize: Php 4,500,000.00
0 Winner

Lotto Results – July 29, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 13-36-31-05-33-24
Jackpot Prize: Php 66,809,397.60
No Winner

Lotto Results – July 28, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 28-20-33-55-36-26
Jackpot Prize: Php 56,102,871.60
No Winner

Lotto draw: Lotto 6/42
Winning numbers: 03-31-34-10-05-02
Jackpot Prize: Php 34,087,183.20
1 Winner

Lotto Results – July 27, 2012

Lotto draw: Mega Lotto 6/45

Winning numbers: 15-08-14-39-23-10

Jackpot Prize: Php 4,500,000.00

1 Winner

Top 15 Countries Where Most Millionaires Live

Did you ever wonder where do most millionaires live?

The Boston Consulting Group just released a global wealth report tallying the countries with biggest increase in millionaire households in 2011.

Lotto Results – July 26, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 32-11-06-21-42-46
Jackpot Prize: Php 59,685,645.60
No Winner

Lotto draw: Lotto 6/42
Winning numbers: 23-28-25-15-21-14
Jackpot Prize: Php 29,681,604.00
No Winner

Lotto Results – July 25, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 27-14-32-03-25-04
Jackpot Prize: Php 50,086,447.20
No Winner

Lotto draw: Mega Lotto 6/45
Winning numbers: 12-05-04-08-19-27
Jackpot Prize: Php 4,500,000.00
1 Winner

Lotto Results – July 24, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 01-40-19-18-03-12
Jackpot Prize: Php 54,117,039.60
No Winner

Lotto draw: Lotto 6/42
Winning numbers: 32-34-26-17-15-28
Jackpot Prize: Php 25,500,141.00
No Winner

Lotto Results – July 23, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 34-12-54-52-35-20
Jackpot Prize: Php 44,567,402.40
No Winner

Lotto draw: Mega Lotto 6/45
Winning numbers: 29-27-34-12-07-23
Jackpot Prize: Php 8,216,551.80
2 Winner

Lotto Results – July 22, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 21-41-20-22-04-44
Jackpot Prize: Php 48,994,603.20
No Winner

Lotto Results – July 21, 2012

Lotto draw: Grand Lotto 6/55
Winning numbers: 21-15-40-38-48-07
Jackpot Prize: Php 39,362,634.00
No Winner

Lotto draw: Lotto 6/42
Winning numbers: 29-02-41-32-19-26
Jackpot Prize: Php 21,301,601.40
No Winner

Stock Investing Procedures

This section explains how to invest in Philippine Stock Exchange. But before going through the steps below, ask yourself the following questions to determine if you are all set:

Stocks 101

a. What are stocks?
b. How are stocks classified?
c. What is an Index?
d. What are the risks involved?

Lotto Results – July 20, 2012

Lotto draw: Mega Lotto 6/45
Winning numbers: 36-05-30-33-44-37
Jackpot Prize: Php 4,621,663.80
0 Winner

What is an Index?

An index is a measurement of the value of a batch of stocks. Basically it is a list of carefully selected companies of different industries, usually around 30, whose stocks are constantly monitored. The stock movements of these companies represent the general movement of market prices.

How are stocks classified?

Blue Chip Stocks:

These are stocks of stable, profitable and well-known public companies that have a long history of steady revenues and dividend payments. It exhibits modest but dependable returns and is relatively of lower risk. In the Philippines, the companies selling Blue Chip Stocks are most likely included in the PSE Composite Index (PSEi/Phisix).

Growth Stocks:

These are stock of corporations that has exhibited faster-than-average gains in earnings over the last few years and s expected to continue to show high levels of profit growth. They usually don't pay dividends because they reinvest their earnings for growth. When they have a setback on bad news or some other problem, their share price can also go down dramatically.

Speculative Stocks:

When a new investor thinks of stock as "risky", speculative stocks are usually considered here. Your chances of losing a lot of money are great, and your chances of making a lot of money are small.

How much do I need to Invest?

The amount of money you need to start investing is determined using a board lot system. This is basically table that plots the minimum number of shares an investor can buy or sell at a specific price range. Therefore, the minimum amount of initial investment varies and will depend on the market price of the stock as well as its corresponding board lot. Prices of stocks move through a scale of minimum price fluctuations.

How do you make money in the stock market?

There are two major ways to make money grow in stock market:

Tektite Trading Floor in the Ortigas Business District

In the Philippines, the only operating stock market is The Philippine Stock Exchange (PSE). It has two trading floors – PSE Centre in Ortigas, Pasig City and PSE Plaza in Ayala, Makati City. Transactions are made daily – from 9:30 a.m. to 3:30 p.m. except Saturdays, Sundays, legal holidays and days when the Central Bank Clearing Office is closed.

Several markets abroad are the New York Stock Exchange (NYSE), the NASDAQ, The American Stock Exchange (AMEX), Tokyo Stock Exchange (Japan), Shenzhen Stock Exchange (China). Click here to see a list of major stock markets in the world.

How to Compute Transaction Fees

This section explains how much an entire stock transaction would cost you, starting from the price of your selected stock down to the fees that you need to pay for broker's services and, of course, the dreaded tax.

All about Dividend dates

In the previous section How to make money in stocks, we mentioned DIVIDEND as one way for you to grow your money in the stock market. This type of payout does not happen every day so you need to know some of the important dates and terms that are used to get your precious slice of the pie.

What are Stocks?

A stock is a partial ownership in a corporation. When you purchase shares of a stock, you purchase ownership in that corporation, with rights to share in its profits.

So why does corporations sell its ownership? When a corporation needs to raise money for expansion or improvements, they will sell shares on the open markets.

There are two (2) types of stocks traded in the market – Common and Preferred.

Common Stocks – These stocks are usually purchased for participation in the profits and control of ownership and management of the company. Owners typically are entitled to vote on the selection of directors and other important matters as well as to receive dividends on their holdings. However, they have the last claim on dividends and are the last to collect in case of corporate liquidation.

Preferred Stocks – These are stocks issued by a firm in which shareholders are given preference over common stockholders. They have limited rate of return or dividend and a specified limited redemption and liquidation price. Preferred stock usually carries no voting rights.

List of Trading Participants (Brokers) in PSE

Are there any risks involved in stock investing?

Yes, risk will always be a part of any investment. Note that stocks are the most volatile form of investment. Meaning, it is subject to sudden changes. What good in stocks is that it actually is highly liquid – meaning, you can quickly convert your stocks shares into cash any time at your discretion.

Lotto Results – July 19, 2012

Lotto draw: Super Lotto 6/49
Winning numbers: 48-07-35-11-22-13
Jackpot Prize: Php 42,306,148.80
No Winner

Lotto draw: Lotto 6/42
Winning numbers: 06-37-16-35-12-21
Jackpot Prize: Php 17,565,809.40
No Winner

Philippine Lottery Payout Prizes

6/55 - Monday, Wednesday, Saturday
First Prize = Jackpot Prize
Second Prize = Php 150,000.00
Third Prize = Php 2,000.00
Fourth Prize = Php 150.00

6/49 - Tuesday, Thursday and Sunday
First Prize = Jackpot Prize
Second Prize = Php 56,000.00
Third Prize = Php 1,000.00
Fourth Prize = Php 100.00

6/45 - Monday, Wednesday and Friday
First Prize = Jackpot Prize
Second Prize = Php 23,000.00
Third Prize = Php 600.00
Fourth Prize = Php 40.00

6/42 - Tuesday, Thursday and Saturday
First Prize = Jackpot Prize
Second Prize = Php 20,000.00
Third Prize = Php 500.00
Fourth Prize = Php 20.00

NOTES:

Prizes amounting to Php5,000.00 and below can be claimed at any authorized Lotto outlet or at the PCSO Provincial District Offices in your area.

Prizes worth more than Php5,000.00 to Php20,000.00 can be claimed at any of the PCSO Provincial District Offices or at the PCSO Main Office, PICC Secretariat Bldg, CCP Complex, 1307 Roxas Blvd., Pasay City.

Jackpot prize should validated and claimed at the PCSO Main Office, PICC Secretariat Bldg, CCP Complex, 1307 Roxas Blvd., Pasay City.

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